Ray Kelly brings over 25 years of experience in financial services, having worked at PricewaterhouseCoopers and City Mutual Insurance before joining Bluestar AMG in July 2016. With a deep commitment to client care and holistic financial planning, Ray has helped hundreds of individuals and families create, manage, and grow their wealth with confidence.

His areas of expertise include retirement planning, risk management, and multi-generational wealth strategies. Ray is known for his patient, thorough approach and his ability to explain complex financial matters in a clear and relatable way. Clients value his integrity, insight, and long-term perspective.

“Set a goal, early, and let that be your focus.”

At Bluestar AMG, Ray is known not only for his extensive knowledge but for his ability to connect meaningfully with clients. He focuses on helping clients set clear goals early in life, whether it is saving for retirement, education, or simply building financial resilience.

Ray believes that effective wealth management starts with listening. He takes pride in being seen as more than a financial adviser, often described by clients as a trusted friend or even part of the family.

Outside the Office:

Ray never quite switches off. He thrives on connecting people, hosting monthly wine tastings, and socialising with clients and friends alike. A voracious reader and very average golfer (his words!), Ray has also sung with bands in five countries, a testament to his adventurous spirit and ability to thrive in any crowd.

Described in three words? Honest. Loyal. Generous.

Personal motto: “Do the best you can, in all things.”