critical-illness-insurance-expats-asiaSerious illness is something that happens to other people. We’ll never get cancer, have a stroke, or develop multiple sclerosis. Of course we hear about it happening all the time, but it’s always to someone else – our neighbour, our colleague’s wife, our mother’s friend.

But the harsh fact is that serious, life limiting conditions could strike any of us at any time. And we need to be prepared if they do. We all need to consider how we would cope financially if the worst happened and we couldn’t work due to ill health. Would we be able to pay the mortgage, shell out for care workers or cover the cost of adaptations to the home?

For many of us, the answer to the above questions is no – and that’s why we need to think about an insurance policy that will come to the rescue in the case of an emergency. Did you know that amongst the top insurance companies, the average age of people claiming critical illness cover is around 45?

Critical illness cover will pay a lump sum once the condition has been diagnosed, helping with existing financial responsibilities such as mortgages and debts as well as contingent liabilities like possible university fees. Above all, the insurance will provide you with peace of mind that you will be financially secure during a time of enormous personal turbulence. And if the worst really did come to the worst, your family would be taken care of in the event of your death.

BlueStar AMG can support you in choosing the right kind of critical illness cover, taking you through a personal calculator to evaluate how much cover you might need. We look at your outstanding debts and monthly outgoings as well as the potential cost of treatment, specialist care or any adaptations you may need to make to your home. We’ll also consider possible changes to inflation and interest rates which may reduce the value of the claim amount in the future.

With us, you can be assured of a cash lump sum in the event of a critical illness or death, a prompt and compassionate service from our dedicated team and financial peace of mind.

No-one wants to think about getting seriously ill or passing away, but it’s something we all have to consider. So call BlueStar AMG today to discuss your requirements.