How secure is my money? Isn’t it more risky to invest/bank offshore?
Not if you are sensible. It is always better to regard offers and institutions which seem too good to be true with suspicion, as they generally are! You should begin your research with well-established institutions to give you a frame of reference regarding industry standards, and regard with scepticism interest rates or benefits which seem exceptional. Also, check the reputation of the bank with which you are planning to deal, by speaking to other people and checking media sources.